With the estimated cost of attending a four year state college in America at $120,000, the average family of four should expect their children’s college to cost more than buying a home. Even though only 24% of Americans believe college is affordable, 97% still believe getting a college degree is financially important to improve your life. This optimism regarding the value of education has provided the justification for 60% of the 20 million students in college last year to borrow $42 billion from the United States government this year to stay in school. But with the reward for a college degree falling and default rates sky-rocketing, many students and their parents will end up as the student loan debt slaves.
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